Community Flood Recovery

Where to Apply: Queensland Government website or call 1800 173 349
For: Residents facing immediate hardship from flooding, covering essentials like food, shelter, and medications.
Amount: $180 per person (up to $900 for families of five or more).

• Eligible:
  • Residents or people stranded in flood-affected areas.
  • Those who have experienced personal hardship.
  • Individuals unable to meet immediate needs (food, clothing, medication, accommodation).
• Non-Eligible:
  • Isolated on your own property (unless this caused hardship).
  • Losses due to business disruption or income loss.
  • Property damage outside of the main house, including tools of trade.
  • Loss of electricity or essential services to the home.

Where to Apply: Queensland Government website or call 1800 173 349
For: Those who lost essential services (electricity, water, sewerage) for more than 5 days.
Amount: $150 per person (up to $750 for families of five or more).

• Eligible:
  • Residents in declared disaster areas who lost one or more essential services (electricity, gas, water, sewerage) for more than five consecutive days.
  • People suffering personal hardship due to the loss of services.
• Non-Eligible:
  • Loss of service for less than five days.
  • Residents who stayed in the property unless this caused hardship.
  • Loss of business or income, property damage other than the main house, or loss of tools of trade.

Where to Apply: Queensland Government website or call 1800 173 349
For: Replacing lost essential household items like fridges, beds, and linen.
Amount: $1765 per person (up to $5300 for couples and families).

• Eligible:
  • Those living in the affected area who owned the lost essential household items (e.g., bed linen, white goods).
  • People who are uninsured or unable to claim insurance.
  • Income limits apply (see income criteria above).
• Non-Eligible:
  • Loss of non-essential items.
  • People who don't meet the income limits or who are not insured.

Where to Apply: Queensland Government website or call 1800 173 349
For: Homeowners with structural damage to their primary residence.
Amount: Up to $80,000 to help make homes safe, secure, and habitable.

• Eligible:
  • Homeowners in recognized disaster areas whose homes sustained structural damage.
  • Homeowners who live in the property (including boats, caravans).
  • Those without insurance to cover the repair costs.
  • Income limits apply (as mentioned above).
• Non-Eligible:
  • Investment properties, caravans, boats, sheds, or properties that are not the primary residence.
  • Non-structural damage or pre-existing damage.

Where to Apply: Services Australia
For: Residents in declared disaster zones whose homes or assets have sustained major damage.
Amount: $1000 for adults, $400 for children under 16.

• Eligible:
  • Residents in declared disaster areas whose homes have sustained major damage (e.g., structurally unsound).
  • The damage must exceed $20,000 in total.
• Non-Eligible:
  • Non-declared disaster areas or homes that do not meet the $20,000 damage threshold.

Where to Apply: Services Australia
For: Those who lost income directly due to the floods.
Amount: Equivalent to 13 weeks’ income.

• Eligible:
  • Individuals who lost income as a direct result of the floods.
  • Must live in affected Local Government Areas (Burdekin, Cairns, Cassowary Coast, etc.).
  • Income must be less than $1,924 per week.
• Non-Eligible:
  • Those earning more than $1,924 per week.

Where to Apply: Disaster Assitance Loans

These loans are available to primary producers, businesses, and not-for-profits affected by floods. They can be used to repair equipment, replace livestock, or cover other recovery expenses.

Eligible Applicants:
Primary producers, businesses, and not-for-profits in affected disaster areas.

Loan Details:
2.14% interest rate.
Can be used for essential recovery purposes.

Where to Apply: Disaster Assistance (Essential Working Capital) Loans

These loans assist primary producers, businesses, and not-for-profits in maintaining their operations after the floods by covering expenses such as rent, salaries, and essential goods.

Eligible Applicants:
Primary producers, businesses, and not-for-profits in the declared disaster zone.

Loan Details:
2.14% interest rate.
Can be used to cover operational costs during recovery.

Where to apply: Exeptional Disaster Assistance Recovery Grants - North and Far North Tropical Low

A grant designed to help primary producers, businesses, and not-for-profits with cleanup, debris removal, and replacing fencing.

Eligible Applicants:
Primary producers, businesses, and not-for-profits in flood-affected areas.

Grant Details:
Up to $25,000.
Can be used for recovery-related activities such as hiring equipment, cleaning up, and repairing damaged infrastructure.

Where to apply: Sport and Recreation Disaster Recovery Program (SRDRP)

This grant helps sports and active recreation organizations affected by the floods with their recovery efforts.

Eligible Applicants:
Sports and recreation organizations within the disaster-affected zones.

Grant Details:
Up to $5,000.
Can be used to repair or replace damaged equipment and facilities.